Motor Vehicle Insurance
Getting the right insurance for your family vehicle is crucial and can sometimes be a complicated and confusing task. You need vehicle insurance that gives you the peace of mind that any accidents or damage will be covered.
Here at Audma Insurance Agency we try to make it as simple and hassle free as possible. We’ll ask the right questions, explain the nuances of optional coverages and recommend coverage amounts appropriate for your particular level of risk so that you can enjoy your cars, safe in the knowledge that you are comprehensively insured.
Finally, in the event of an accident, we will always be just a phone call away to guide you and act as your passionate advocate.
What does motor vehicle insurance cover?
You can choose from a wide range of cover options:
1. Third Party Only (TPO)
This covers you for any damage you cause to others (Third parties) and their property while driving your car. It doesn’t cover repairs to your car or replace it if stolen.
2. Third Party Fire & Theft
This covers repairs to your car in the event of an accident, fire, theft and damage and/or injuries to others (third parties)
3. Comprehensive Insurance Cover
This offers the same cover as Third Party with added protection for your car in case of fire or theft.
Our comprehensive cover has the following inbuilt benefits at no extra cost;
- Riot, Strike & Civil Commotion
- Annual valuation
- Personal Accident Cover (Death & Permanent Total Disability) for insured & named driver
- Agreed value basis (Subject to valuation by Approved Auto Valuers)
- Special Perils such as flooding
You can also get the following additional benefits at a small additional cost;
- 24/7 Roadside Assistance
- Excess Protection
- Political Violence & Terrorism Extension
- Courtesy Car/Replacement car
- Life Rider Cover
- AMREF Air Ambulance
Car Insurance Options
We can arrange insurance solutions for all types of vehicles including:
- Private Cars
- Commercial Cars
- Motor Cycles